Mac numbers personal budget template

The user has to enter each purchase and details in order to get full and accurate tracking of daily expenses. If you are just getting started budgeting I suggest reading two articles I wrote — How to make a budget and why budgeting is like baking cookies. Budgeting of some sort is critical if you want to master your finances or get out of debt. If you are just starting, I wish you all the best and let us know about what you learn in the comments! Also, be sure to check out the article I wrote listing 15 places to get free budgeting software.

He has been a full-time writer since and loves uncovering financial wisdom in the Bible as well as discovering the best tools and strategies to help you put more money in your pocket. Hi I as i was going through ur site i found some interesting articles…so i wud like to deal with u..

Excel is my friend and makes my life a lot easier!! I created an excel or calc yearly budget based on the envelopes idea. I hope that God blesses you through this journey and grows us in the wisdom of good stewardship! Thanks for the mention of the Ministry spreadsheet, Dave. I used the Bill Payment Schedule spreadsheet, I altered it to fit me better, but its awesome, Thanks.

When I clicked on Quickin Online free, it took me to Mint, which they say is their wholly owned subsidiary, and when I signed up, it wanted my bank account!

I stopped there. I also tried to find another route to Quicken Online, but all Google options led to the same Mint web page. Mint is actually a very good site, they ask for your information but that is so you can actually track your expenses. I did it a few years back and it is helpful. You can set up a budget and it shows you how much you are actually spending versus what you average you spend. I enjoyed using Mint.

They use the information to keep you up to date with your banking balances. Thanks Bob for this priceless financial advice. Thank you also for providing this advice through a Christian vantage point.


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I had downloaded it long ago and improvised upon it. Now i want to upload mine on my blog giving credits to the person who developed the original one. But I have no idea who. Could you please help me on this?

10 Free Household Budget Spreadsheets for

And so i can ram it through my thick brain in a baby-simple visual way what the impact of my purchasing decisions will be before i live them? I know i need to write it myself, but i am too lazy. It works on people rating sites, i think internet explorer has similar features, but i know this has protected my security for free lots. Also, if you have an unusual eg firefox or something or latest latest IE for instance browser and set it to automatic security upgrades, you will be pretty secure for free.

Also there are plenty of christian addons for firefox eg porn blockers and stuff. This is great! They are always asking about different spreadsheets I will link them here.. I think these spreadsheets are excellent tools. There is spreadsheets for every financial scenario a person may have.

I also think they are timesavers. It gives a person a quick overview of their finances without have to take the time to create the spreadsheet. The more information, the better. I would like to use the first spreadsheet listed, the Personal Budgeting Spreadsheet, but the pages are protected and it will not allow me to make changes to the months.

Has anyone else had this problem and could you please tell me how to make changes?


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I have downloaded your wonderful Excel spreadsheet personal budgeting spreadsheet. It is exactly what we are looking for to get our finances organized, however I am having the hardest time because we have more yearly variable expenses that the spreadsheet allows. When I insert rows and add in the additional information it does not transfer to the other monthly sheets. You should try this out before going to spreadsheets. I cannot seem to get the personal budget template to download.

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Is there something I need to do differently other than just clicking? Thanks so much!! Shannon, when you click the link it should pop up a window to download it — if not, shoot me an email and we can figure it out… christianpf. The first I want to be just a running ledger like an online bank ledger… I.

On another part, I would like to take individual companies and keep a running tab.. Thank you so much for these spreadsheets.

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Check out the rest of our Budget Templates and our full line of Numbers Templates. Your email address will not be published. This site uses Akismet to reduce spam. Learn how your comment data is processed. Submit a Comment Cancel reply Your email address will not be published. What you should really be basing your budget on is your actual take-home pay each month. It's crucial that you know exactly how much is coming in every month, because that's the figure you'll be basing your budget around.

It's best to work with real numbers when coming up with a solid budgeting plan. This involves keeping every receipt after every purchase, and tallying up how much you're really spending. Your first budget essentially reflects how much you're spending on average every month. In addition to regular bills, don't forget to include all your irregular spending too, such as driver's license renewals, property taxes, property insurance, and so forth.

These bills should really be planned for throughout the year, and not necessarily considered 'surprise' expenses.

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Budget Templates [Mac Numbers]

If you're starting off your budget using a complicated tool, you can quickly and easily become overwhelmed by its complexity and the myriad of options available. This will cause you to more than likely throw in the towel when it comes to keeping up with your budget. Your first budget should really be easy to manage and keep up with to help you get a handle on your finances.